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Texas AFT's Student Debt Clinics are 90 minute programs that:

• Assess the experience of borrowers in the midst of a national student debt crisis;
  
  
• Empower borrowers to manage their student debt by giving them information on free federal programs that may lower their monthly payments and lead to their loans being forgiven;
  
  
• Introduce borrowers to a free AFT member benefit—an online resource called Summer—that will simplify the management of their student loans; and
  
  
• Engage borrowers in union activism to address the student debt crisis and other important issues in their workplace and community.

• Income-driven repayment plans are available to every federal student loan borrower, regardless of where they work. These plans determine your monthly payment based on your adjusted gross income and family size and may save you money.
  
  
• Public Service Loan Forgiveness allows qualifying federal student loan borrowers to have the money they saved using an income-driven repayment plan forgiven after making payments for 10 years while working in public service.

Student debt clinics provide members with information on how these programs work, the steps necessary to take to qualify for them, and best practices to make sure that they are maximizing the benefits available to them.

Student Debt Virtual Clinic Dates & Times

Summer - Texas AFT Member Benefit that Saves You Money!

Support for our members with student debt doesn’t end when they leave the debt clinic. AFT has partnered with Summer—an online resource that helps borrowers navigate the student loan repayment landscape.

AFT’s Summer benefit allows members to enroll for free in Summer’s online student loan management platform. Summer’s borrower success team helps our members enroll in and manage the paperwork for income-driven repayment and Public Service Loan Forgiveness, find other debt relief programs that are available, and tailor student loan repayment options to their individual needs.

Thousands of AFT members have already joined Summer and are saving, on average, more than $130 per month and $57,000 over the lifetime of their loans. And collectively, AFT members have saved more than $119 million through the AFT-Summer partnership. Our members who attend student debt clinics will receive immediate support in enrolling in Summer. Members can learn more about the AFT Summer member benefit, including how to enroll even without attending a debt clinic, at www.aft.org/benefits/summer.

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